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CREDIT CARD?

k52

Joined
Mar 9, 2014
Messages
101
So its been 3 months since ive gotten a credit card, and i looked on that credit karma website and i have 760 score on it...is it always that easy to get your score up?

i also found out my identify has been stolen since i was like 2... so like did that make my credit score go up that high or did my 3 months of spending make it go that high?
 
easily triggered ✌
Joined
Dec 31, 2015
Messages
4,585
>Is it that easy to get your score up?

Absolutely, as long as you use your credit card responsibly and always pay on time, even if your minimum balance is 0.

Now the problem is your credit so only so perfect because you only have one credit account. You wont be able to get a mortgage per se for another 5 years and even then you'll also have to show balances being paid off for bills, car loans, human trafficking, etc.
 

k52

Joined
Mar 9, 2014
Messages
101
>Is it that easy to get your score up?

Absolutely, as long as you use your credit card responsibly and always pay on time, even if your minimum balance is 0.

Now the problem is your credit so only so perfect because you only have one credit account. You wont be able to get a mortgage per se for another 5 years and even then you'll also have to show balances being paid off for bills, car loans, human trafficking, etc.


ohhh okay, should i get a new credit card like yearly or semi yearly? do you think it would be wise to get another credit card now or wait till i have like 1 year with the one i have?
 
easily triggered ✌
Joined
Dec 31, 2015
Messages
4,585
ohhh okay, should i get a new credit card like yearly or semi yearly? do you think it would be wise to get another credit card now or wait till i have like 1 year with the one i have?
I'm assuming you have a secured line, why dont you start with an auto loan
 
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